Estafa by postdating a check l ex femme de ma vie online dating
Checks have long been used in business as early as 9th century.
However, it was during the 20th century where checks gained its popularity as a form of non-cash payment scheme.
However, with both parties making and receiving payment all in good faith.
But what if you were conned by someone you had the mistake of trusting?
Case in point: Andres owns and operates a trading good business and bought merchandise from Bonifacio and issued an unfunded check in consideration of the goods received.
It is a case for Violation of BP 22 when you issue an unfunded check whether or not it is for an obligation you contracted prior to the issuance of the check or not. Joyce is the founding partner of Domingo Munsayac and Associates.
Same with Estafa, the presence of all these requirements is important. Note that knowledge of insufficiency of funds is presumed when it is proved that the issuer received a notice of dishonor and that within 5 days from receipt thereof, he failed to pay the amount of the check or make arrangement for its payment. Meaning, the mere issuance of an unfunded check already consummates the crime.
Using the same example above, Andres can also be charged for Violation of BP 22, other than Estafa, because BP 22 cases also cover issuances of bouncing checks for value received. It is Estafa when, among others, you issue an unfunded check with fraudulent intent in consideration of something of value you received.
Having sufficient funds in or credit with the drawee bank when he makes or draws and issues a check, shall fail to keep sufficient funds or to maintain a credit to cover the full amount of the check if presented within a period of ninety (90) days from the date appearing thereon, for which reason it is dishonored by the drawee bank.
How can a person be held guilty for Violation of BP 22?